(WFLA) — Planning to buy a home next year or planning to relocate to a new city?

Zillow compiled a list of the 10 best metro areas for first-time homeowners based on mortgage affordability, rent affordability, inventory-to-buyer ratio, and share of listings with a price cut.

These are:

  • Wichita, KS
  • Toledo, OH
  • Syracuse, NY
  • Akron, OH
  • Cleveland, OH
  • Tulsa, OK
  • Detroit, MI
  • Pittsburgh, PA
  • St Louis, MO
  • Little Rock, AR

According to Zillow, areas with lower rents help prospective homeowners by cutting down on the time they’d need to save up for a down payment while having a higher ratio of listing to buyers allows for better bargaining power.

The typical rent payment for people in Wichita, for example, was 27% of their personal income as of October 2022, Zillow found. The years needed to save for a 10% down payment was 19 years.

Wichita also boasted a much higher inventory-to-buyer ratio of 22 to one. The other metro area in Zillow’s list had ratios of five, six, or seven to one.

You can read more about Zillow’s report here.