Pinellas County has the highest number of homes affected by sudden high flood insurance increase. It has become a hot issue in the race for the late Bill Young's congressional seat.
"This is a shock to the local economy, congress has done this, washington has done this to the economy," said David Jolly, Republican Candidate for Congress.
Jolly advocates a broader federal disaster program that includes more than flooding.
"We have earthquakes in California, snow storms in the Northeast, tornadoes in the plain states and flooding in the Southeast. If there's going to be a federal program lets make it a true national program that aggregates the risk across the country. It better stabilizes the market," said Jolly.
His Democratic opponent, Alex Sink, revealed her plan in front of a modest St. Petersburg home this afternoon, stuck in a flood zone.
"This is not a partisan issue this is about real people's lives and whether or not potentially they can stay in their home," said Sink.
She wants to hold the Federal Emergency Management Agency (FEMA) accountable for the math, and require the agency complete promised affordability and re-mapping studies.
"Explain to us, FEMA, how you calculated these particular rates and how it appears it's on our backs when we've already done and the whole state of Florida has already done more than its fair share," said Sink.
Sink proposes an appeals process for homeowners who want to dispute rate increases, as well as tax credits for those who want to invest in their homes to mitigate flood risk.
Both Jolly and Sink would like to see more private insurance companies offer flood coverage in Florida.